Independent NJ Insurance Agency | Rand, Feuer & Klein Shore Agency

-4 Generations Since 1922

Independent Insurance Agency Serving
North Jersey and the Jersey Shore

Rand, Feuer & Klein LLC is a fourth-generation, family-owned independent insurance brokerage protecting New Jersey families and businesses for more than 100 years — now serving the Jersey Shore through our Shore Agency office in Absecon. We work for you, not the carriers, and shop coverage across 50+ top-rated insurers including Chubb, The Hartford, and Farmers of Flemington.

Serving Essex, Morris, Passaic, and Bergen counties in North Jersey, and Atlantic, Cape May, and Ocean counties on the Jersey Shore.

Get a Free Quote

Schedule a Meeting

Pay RFK Insurance & Shore Agency

Pay With Epay

Advocating for You — Not the Insurance Company
Insurance education, meticulous planning, and clear guidance for every insurance need.

Insurance Coverage for Every Stage of Life and Business

Whether you're insuring your first car in Montclair, your beach house in Ocean City, your restaurant in Morristown, or your fleet of contractor vans across Bergen County, we tailor every policy to your situation. As an independent agency, we compare quotes from dozens of carriers so you don't have to.

Our Agency

As an independent agency, we are committed to offering unbiased insurance solutions at the best price.

Go to Our Agency

Our Services

We offer a full range of insurance options and solutions. We can help you every step of the way.

Go to Our Services

Our Approach

Rand Feuer & Klein LLC offers ultra responsive, knowledgeable and human insurance service—because everyone’s situation is unique.

Go to Our Approach

103

Years in Business

4

Generations of Kleins

50+

Carrier Appointments

2

New Jersey Offices

Four Generations of the Klein Family Protecting New Jersey

With roots going back to 1922, the Klein Family and Rand, Feuer & Klein has guided four generations of New Jersey policyholders through evolving risks — from the Great Depression and World War II to Superstorm Sandy and today's hardening insurance market.

In 2024, we merged with Shore Agency in Absecon (founded 1929) to extend the same independent, advocacy-first service across Atlantic, Cape May, and Ocean counties.

Meet the Team

50+ Top-Rated Carriers Represented

Chubb The Hartford Farmers of Flemington Travelers Progressive Liberty Mutual Plymouth Rock Utica National

Ultra-Responsive, Knowledgeable, and Human Insurance Service

Everyone's situation is unique. We take the time to understand your home, your business, your family, and your risks — then we build coverage that actually fits. No call centers, no anonymous 800-numbers, no one-size-fits-all packages.

When you call our office, a licensed New Jersey agent picks up — usually within two rings.

Our Mission

Get a Quote Today!

Tell us about your situation and one of our licensed New Jersey agents will get back to you within one business day with quotes from the best-fit carriers.

Personal Lines Questionnaire

Click Below for Homeowners, Personal Auto, Personal Umbrella Insurance, and other Personal Lines Insurance

PL Questionnaire

Commercial Lines Questionnaire

Click Below for Commercial Property, Commercial Liability, Business Oweners Policy, Commercial Auto, Commercial Umbrella, and Inland Marine Insurance.

CL Questinnaire

Boat Insurance

Click Below for Boat Insurance, Personal Watercraft, Yacht Coverage, Boat Liability, Uninsured Watercraft, and all other Boat Insurance.

Boat Questionnaire

Are you a captive agent or an independent broker?

We're independent. We don't work for any single insurance company, so we can compare quotes from 50+ carriers to find you the best fit.

What areas of New Jersey do you serve?

Our Fairfield office serves Northern NJ Including Essex, Morris, Passaic, and Bergen counties. Our Shore Agency office in Absecon serves Atlantic, Cape May, and Ocean counties along the Jersey Shore.

How long have the Klein's been in the Insurance business?

Since 1922. We're a fourth-generation family business and one of the oldest independent insurance agencies in New Jersey.

"You can’t get a pizza delivered in 15 minutes, but direct writers, discount shops and even a handful of banks would have you believe that’s all the time some anonymous operator at the other end of an 800-number needs to get to know your insurance needs."

- Denny Klein