Princess visits, superhero parties and themed character appearances are one of the fastest-growing parts of the children’s entertainment market. You perform in costume, up close with young kids, usually in someone’s living room or backyard — or in a party venue that wants a certificate before you walk in.

That combination of private homes, small children and costumes with limited visibility creates real liability exposure. And as more character businesses grow from one performer into a roster, the coverage needs to grow with them.

RFK Insurance writes coverage for solo character performers and party entertainment companies across the country.

Princess & Fairy-Tale Performers
Costumed princess visits, tea parties, story time and sing-alongs.

Superhero & Action Characters
Hero training parties, character visits and photo appearances.

Themed Party Entertainers
Game hosts, dance party leaders, science and nature shows, and themed experiences.

Character Visit Companies
Businesses booking multiple performers and characters each weekend — see Children’s Entertainment Company Insurance for larger rosters.

Private homes
Every party is in a different house with different stairs, pets and floors — and the homeowner’s policy may not protect you.

Costumes and visibility
Full costumes and masks limit sight lines, raising the chance of bumping a small child.

Character names and likenesses
Advertising with trademarked character names can draw infringement claims, which most liability policies exclude. Generic descriptions (“ice princess,” “web hero”) are the safer choice in your marketing.

Performers who aren’t you
Once other people perform under your business name, you need coverage that extends to them — and the right setup for employees versus contractors.

RFK Insurance has protected families and businesses since 1922, and today we insure professional Santas and children’s entertainers across the country. Joey Klein, who leads the program, has spent more than 15 years in the entertainment industry and understands how character businesses book, staff and grow.