Face painters, airbrush and glitter tattoo artists, and event hair braiders all work the same way — up close with children, often for hours at a carnival or school fair, applying a product directly to skin or hair.

That creates a claim risk most entertainer policies overlook: product liability. A child with an unlisted skin or scalp sensitivity, a reaction to paint, glitter adhesive, ink or braiding product, or an eye or skin irritation during a session, can all lead to a claim against you — even when you did everything right.

RFK Insurance writes coverage for face painters and body art performers across the country that includes the product exposure, not just the general liability.

Face Painters
Party, festival and corporate-event face painters, including body art and cheek art.

Airbrush Tattoo Artists
Airbrush-applied temporary tattoos and body art at parties, fairs and festivals.

Glitter Tattoo & Henna Artists
Temporary glitter tattoos, henna and other skin-applied art at events.

Event Hair Braiders
Braiding stations, pop-up braid bars and hair-art services at parties, festivals and fairs.

Product applied to skin or scalp
Allergic reactions can surface hours later, after you’ve left. Product liability is what keeps that claim from becoming your personal bill.

Black henna and PPD reactions
Some henna mixtures contain additives that cause serious reactions. Using safe, pre-tested products matters — and so does coverage that contemplates it.

Long lines of children
Carnivals and school fairs mean steady crowds at your station for hours. More contact means more chances for something to go wrong.

Working in hair
Braiding and hair-art services bring a different exposure than paint or ink — tension-related complaints and reactions to products used on the scalp. Disclose the full range of your services when you apply.

Most insurance agents have never set foot on a stage, worked a holiday event, or understood what it means to build a business around performing. Joey Klein, the EVP of RFK Insurance, has spent over 15 years in the entertainment industry — which means when you call us about entertainer insurance, you're talking to someone who actually understands your world. The seasonal booking pressure, the venue certificate requirements, the equipment you can't afford to lose, and the liability exposure that comes with performing for kids in front of parents who are watching closely.

That background shapes how we build entertainer policies. We're not checking boxes — we're covering the risks we know exist because we've seen them firsthand.

As an independent agency, we work with multiple carriers and can compare options to find the right coverage at the right price for your specific situation — whether you do 10 events a year or 300. We work with children's entertainers and holiday performers across the country, from solo Santa performers booking their first mall contract to multi-city entertainment companies managing full seasonal rosters.