Pumpkin patches and corn mazes are the best-known fall attractions, but agritainment covers a much wider range of farm-based experiences — u-pick orchards and berry fields, Christmas tree farms, sunflower mazes, hayrides, farm play areas, and the mechanical attractions, like corn cannons, barrel train rides, jumping pillows and zip lines, that many farms now add to keep visitors coming back throughout the year.

Whatever time of year your attraction runs, you’re opening a working farm to the public, often by the thousands. That mix of outdoor terrain, moving equipment, mechanical rides, on-site retail and large crowds creates liability exposures a typical farm or homeowners policy was never built to handle.

RFK Insurance writes coverage for agritainment operators and seasonal farm attractions across the country — from a single fall pumpkin patch to a year-round u-pick and event destination.

Pumpkin Patches & Corn Mazes
U-pick fields, corn mazes and photo-op attractions open to the public each fall.

Hayride & Fall Festival Operators
Tractor-pulled hayrides, fall festivals and harvest celebrations.

U-Pick Orchards & Berry Farms
Apple, peach, strawberry and other u-pick operations open to the public across the growing season.

Christmas Tree Farms & Sunflower Fields
Cut-your-own tree farms, sunflower mazes and other seasonal photo-op attractions.

Farm Play Areas & Mechanical Attractions
Corn cannons, barrel train rides, jumping pillows, zip lines and other on-farm amusement attractions — ask us, since coverage depends heavily on the specific device.

Agritourism & Farm Event Venues
Farms hosting weddings, corporate events, school field trips or farm-to-table dinners alongside their attractions.

Open fields and uneven terrain
Fields, hay bales, orchard rows and maze paths create trip-and-fall risks a typical indoor venue doesn’t have.

Mechanical and moving attractions
Hayride tractors, zip lines, barrel trains and jumping pillows each carry their own injury exposure, separate from general premises liability — disclose every attraction when you apply.

Crowds that swing with the weather and the calendar
A good-weather weekend, a holiday, or the last weeks before Christmas can bring a crowd surge with little notice. Whether your season runs six weeks or ten months, your coverage should assume the busy days, not just the average ones.

On-site retail and sales
Pumpkins, produce, trees, cider and gift-shop merchandise sold directly to visitors create a product exposure on top of the attraction itself.

RFK Insurance has protected families and businesses since 1922, and today we insure professional Santas and children’s entertainers across the country. Joey Klein, who leads the program, has spent more than 15 years in the entertainment and seasonal-event industry and knows what a farm attraction — whether it runs for six weeks or year-round — needs from a policy.