Balloon twisters and decorators work parties, fairs, grand openings and corporate events — often strolling through a crowd of kids, or building large installations in a venue before guests arrive. Either way, you’re working close to people and property with equipment that carries its own risks.

Popped balloons, latex allergies, and installations built on ladders or scaffolding in someone else’s space all create claim potential — even when the work itself goes perfectly.

RFK Insurance writes coverage for balloon artists and balloon décor businesses across the country, from solo strolling twisters to full installation crews.

Balloon Twisters
Strolling balloon artists at parties, restaurants, fairs and grand openings.

Balloon Décor Businesses
Arches, columns and installations for events and venues — ask about coverage for installation work.

Organic & Garland Balloon Designers
Large-scale balloon backdrops, garlands and sculptures for events and retail.

Balloon Delivery Services
Businesses delivering balloon bouquets and arrangements to homes, offices and venues.

Latex allergies
Latex balloons can trigger serious reactions in allergic children and adults. Offer latex-free options, post a notice, and make sure your coverage contemplates it.
Popping and choking hazards
Popped balloons can injure eyes, and broken pieces are a choking hazard for small children. Supervision helps; coverage protects you when it isn’t enough.
Installation work
Arches, columns and large sculptures often mean ladders, lifts or scaffolding in a venue you don’t control. That’s a different risk profile than strolling twisting, and your policy should reflect it.
Every venue is different
Ballrooms, backyards, retail storefronts and parking lots each bring their own setup risks and access issues.

Most insurance agents have never set foot on a stage, worked a holiday event, or understood what it means to build a business around performing. Joey Klein, the EVP of RFK Insurance, has spent over 15 years in the entertainment industry — which means when you call us about entertainer insurance, you're talking to someone who actually understands your world. The seasonal booking pressure, the venue certificate requirements, the equipment you can't afford to lose, and the liability exposure that comes with performing for kids in front of parents who are watching closely.

That background shapes how we build entertainer policies. We're not checking boxes — we're covering the risks we know exist because we've seen them firsthand.

As an independent agency, we work with multiple carriers and can compare options to find the right coverage at the right price for your specific situation — whether you do 10 events a year or 300. We work with children's entertainers and holiday performers across the country, from solo performers booking their first contract to multi-city entertainment companies managing full seasonal rosters.