Protect What You Love on the Water
Comprehensive boat insurance solutions tailored for every vessel owner.
Whether you own a fishing boat, a personal watercraft, or a luxury yacht, your vessel represents a significant investment — and an even greater source of enjoyment. At Rand, Feuer & Klein LLC and our Shore Agency division, we have been protecting what matters most to New Jersey families and boaters for over a century. We are pleased to offer specialized boat insurance solutions designed to provide you, your passengers, and your vessel with the coverage and peace of mind you deserve.
Types of Boat Insurance Coverage
Hull & Physical Damage
Covers repair or replacement costs for your vessel resulting from accidents, storms, fire, theft, or vandalism.
Liability Coverage
Protects you financially if you are found responsible for bodily injury or property damage to others while operating your boat.
Medical Payments
Covers medical expenses for you and your passengers in the event of an on-water accident, regardless of fault.
Uninsured Watercraft
Provides protection in the event you are involved in an accident with a boater who carries no insurance coverage.
Emergency Assistance
Includes towing, fuel delivery, and on-water emergency services so you are never stranded far from shore.
Personal Property & Equipment
Covers fishing gear, navigation equipment, and personal items stored on board against loss or damage.
The Importance of Boat Insurance
- Accidents on the water can result in costly repairs, medical bills, and legal liability — often far exceeding what most owners anticipate.
- Many homeowner's policies provide little to no meaningful coverage for watercraft, leaving vessel owners significantly under protected.
- A dedicated marine policy ensures compliance with marina requirements and applicable state regulations for liability coverage.
- Agreed value or actual cash value options ensure you are fairly compensated in the event of a total loss.
- Year-round protection covers your vessel during storage, transit, and the full boating season — not just when you're on the water.
Two Convenient Locations to Serve You
RFK Insurance
277 Fairfield Rd, Suite 319
Fairfield, NJ 07004
📞 973-582-6200
🌐 RFKinsurance.com
Rand, Feuer & Klein LLC
Est. 1922 · 4 Generations Strong
Shore Agency
453 White Horse Pike
Absecon, NJ 08201
📞 609-641-0625
🌐 Shoreagency.com
A Division of Rand, Feuer & Klein LLC
Est. 1929 · Serving the Jersey Shore
Ready to Protect Your Vessel?
Our licensed specialists are here to help you find the right coverage at the right price. Getting a quote is fast, easy, and completely obligation-free. Reach out to either of our offices today — we would be happy to help.
Joey Klein Executive Vice President
Rand, Feuer & Klein LLC & Shore Agency
Joey@rfkinsurance.com · 973-582-6200